2027 Regular Hajj Payment Opened: Requirements & Costs

Indonesia's Ministry of Haji and Umrah has officially opened the regular Hajj travel cost payment phase for 2027. Check the requirements, schedule, and fees.

2027 Regular Hajj Payment Opened: Requirements & Costs
Indonesian pilgrims preparing for Hajj journey

This article was first published in Indonesian. Baca versi Bahasa Indonesia →

The Indonesian government, through Kemenhaj (the Ministry of Haji and Umrah), has officially opened the payment phase for Bipih (Hajj Travel Cost) for regular pilgrims for the 1448 AH/2027 CE season, starting today, Tuesday, November 10, 2026. This payment window marks the initial preparation phase for prospective pilgrims traveling to the Holy Land to fulfill the fifth pillar of Islam.

As reported by CNN Indonesia and detikHikmah, the opening of the Bipih payments complies with technical regulations regarding quota allocation, fee amounts, and procedural guidelines for regular Bipih settlements for the 1448 AH/2027 CE hajj season. All regular pilgrims included in the departure quota allocation are urged to promptly complete their payment obligations according to the applicable schedule and regulations.

Phases and Schedule for 2027 Hajj Payments

According to reports from CNN Indonesia and detikHikmah, the regular Bipih payment process for 1448 AH/2027 CE is divided into two main phases. Payment services are open on business days from 08:00 to 15:00 WIB (UTC+7).

The first phase of payments runs from November 10 to December 10, 2026. Citing a report by detikHikmah, this first phase is designated specifically for three groups of pilgrims:

  • Regular haji pilgrims whose departure was previously postponed but have completed payments.
  • Individuals included in the current year's departure quota allocation.
  • Priority elderly (lansia) pilgrims.

Meanwhile, the second payment phase is scheduled from December 16 to 31, 2026, which will open if any quota remains from the first phase. According to CNN Indonesia and detikHikmah, this second phase is intended for:

  • Pilgrims who experienced payment failures due to system disruptions.
  • Companions of elderly pilgrims.
  • Pilgrims with disabilities and their companions.
  • Pilgrims separated from their mahram (unmarriageable kin) or family members.
  • Reserve pilgrims accounting for 50 percent of the quota.
  • Guides from KBIHU (the Haj and Umrah Guidance Group).

Hajj Cost Breakdown by Embarkation and BPIH Components

Regarding the cost amount, Republika reported that the BPIH (Hajj Organization Cost) for 1448 Hijriah/2027 Masehi has been set at Rp98,466,351 per pilgrim, with the Bipih component amounting to Rp54,648,825, or approximately 55.50 percent. The specific breakdown of the total BPIH and the Bipih percentage was reported by Republika.

Meanwhile, based on reports from CNN Indonesia and detikHikmah, every regular haji pilgrim receives a Value Benefit subsidy from BPKH (the Hajj Financial Management Agency) averaging Rp43,817,526.35, along with support from the Government amounting to Rp3,200,000.00. After factoring in these subsidies and assistance, the nominal Bipih amount that must be paid by pilgrims varies depending on their departure embarkation point.

As reported by CNN Indonesia and detikHikmah, here is the detailed breakdown of the 2027 hajj Bipih payments across 13 embarkation points:

  • Aceh Embarkation: Rp43,695,779.00
  • Medan Embarkation: Rp44,020,279.00
  • Padang Embarkation: Rp44,148,779.00
  • Balikpapan Embarkation: Rp49,891,779.00
  • Banjarmasin Embarkation: Rp50,128,779.00
  • Lombok Embarkation: Rp50,366,779.00
  • Batam Embarkation: Rp51,531,279.00
  • Palembang Embarkation: Rp52,161,279.00
  • Solo and Yogyakarta Embarkation: Rp52,710,779.00
  • Jakarta Embarkation: Rp53,543,779.00
  • Kertajati Embarkation: Rp55,101,279.00
  • Makassar Embarkation: Rp55,428,465.00
  • Surabaya and Dhoho Embarkation: Rp58,146,279.00

According to reports from Republika and detikHikmah, the lowest Bipih amount is recorded at the Aceh Embarkation (Rp43,695,779.00), while the highest Bipih amount is at the Surabaya and Dhoho Embarkation (Rp58,146,279.00).

Administrative and Health Requirements, and Payment Procedures

Based on reports from CNN Indonesia and detikHikmah, regular haji pilgrims eligible to make the 2027 Bipih payment must fulfill several administrative and health requirements established by authorities, which include:

  1. Holding active status in SISKOHAT (the Integrated Computerized Hajj Information System).
  2. Being at least 16 years old by April 10, 2027.
  3. Being registered actively as a participant in the JKN (National Health Insurance) program under BPJS Kesehatan (Indonesia's Healthcare and Social Security Agency).
  4. Meeting health istita'ah (physical capability) requirements.
  5. Having never performed the haji pilgrimage previously, or having performed it at least 18 years prior.

Specifically for elderly priority pilgrims, the criteria require them to be at least 65 years old by April 10, 2027, and to have registered for haji before April 10, 2022.

Quoting CNN Indonesia and detikHikmah, payment procedures are conducted through BPS (Hajj Deposit Receiving Banks) designated for initial Bipih payments or substitute BPS. The amount paid by pilgrims is the embarkation Bipih total minus the initial deposit and the Virtual Account (VA) balance. Transactions can be made via non-teller services such as ATMs and mobile banking, or through mobile banking units (kas keliling) for areas with limited banking access (banking blankspots). After a successful transaction, pilgrims are required to report and submit proof of payment to their local Regency/City Ministry of Haji and Umrah Office according to their domicile.

Regular Hajj Quota Allocation for 1448 AH/2027 CE

For the 1448 AH/2027 CE hajj season, the government has set a total regular haji quota of 203,320 pilgrims. This total figure has been consistently reported by CNN Indonesia, Republika, and detikHikmah.

According to reports from CNN Indonesia and detikHikmah, the breakdown of this total regular haji quota of 203,320 people includes:

  • 191,419 regular haji pilgrim quotas for the current year.
  • 10,166 elderly priority quotas.
  • 871 KBIHU guide quotas.
  • 864 Regional Hajj Officer (PHD) quotas.

Statement from the Ministry of Haji and Umrah

The Director of Domestic Hajj Services at the Ministry of Haji and Umrah, Nurchalis, provided an explanation regarding the opening of payments and technical instructions for the pilgrims. Quoted from CNN Indonesia and detikHikmah, Nurchalis delivered a written statement on Monday, November 9, 2026:

"We are officially opening the first phase of Bipih payments starting tomorrow, Tuesday, November 10, 2026. We urge all regular haji pilgrims who are eligible to make payments to pay attention to banking transaction deadlines, undergo health examinations to meet health istita'ah requirements, and ensure their BPJS Kesehatan membership status is active,"

Nurchalis explained that the two-phase payment scheme is designed to ensure that quota absorption in all regions runs optimally and transparently. Quoted from CNN Indonesia and detikHikmah, he added:

"This second payment phase serves as a safety net to ensure that remaining quotas are filled appropriately, especially for families separated from relatives or elderly pilgrims requiring official assistance, so that all provincial quota allocations are absorbed maximally,"

As reported by CNN Indonesia and detikHikmah, Nurchalis also emphasized the importance of pilgrims being prepared to complete all administrative stages following payment so as not to disrupt document processing schedules:

"We hope all pilgrims included in the quota allocation will make the best use of this payment deadline and promptly report to their local Regency/City Ministry of Haji and Umrah Office after completing payment, so that the processing of travel documents and flight group (kloter) arrangements runs orderly, safely, and on schedule,"

Islamic Wisdom: Preserving Istita'ah and Discipline in Worship

The haji pilgrimage is a sacred calling that requires physical, mental, financial, and health readiness. In Islamic jurisprudence (fiqh), capacity or istita'ah is a primary condition making haji obligatory, as Allah SWT states in the Qur'an:

فِيْهِ اٰيٰتٌۢ بَيِّنٰتٌ مَّقَامُ اِبْرٰهِيْمَ ەۚ وَمَنْ دَخَلَهٗ كَانَ اٰمِنًا ۗ وَلِلّٰهِ عَلَى النَّاسِ حِجُّ الْبَيْتِ مَنِ اسْتَطَاعَ اِلَيْهِ سَبِيْلًا ۗ وَمَنْ كَفَرَ فَاِنَّ اللّٰهَ غَنِيٌّ عَنِ الْعٰلَمِيْنَ ﴿٩٧﴾

In it are clear signs [such as] the standing place of Abraham. And whoever enters it shall be safe. And [due] to Allah from the people is a pilgrimage to the House - for whoever is able to find thereto a way. But whoever disbelieves - then indeed, Allah is free from need of the worlds.

Qur'an, Surah Aal-i-Imraan [3]: 97 (Sahih International)

Fulfilling health istita'ah requirements and adhering to the 2027 Bipih payment rules represent a genuine effort by pilgrims to perfect their readiness for worship. A disciplined attitude, careful attention to banking schedules, resolute intentions, and optimism regarding sustenance blessed by Allah serve as invaluable assets for every prospective guest of the Most Merciful (duyufurrahman).

With thorough preparation and the ease granted by Allah SWT, it is hoped that all prospective haji pilgrims can step toward the Holy Land with tranquility and devotion, attain unforgettable moments during haji, and ultimately achieve the status of a accepted haji (haji mabrur).

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